Glossary index

Every credit term we cover, A to Z

33 definitions. Click any term to jump to the full entry on the glossary — with examples, charts, and the one thing to watch for before you sign.

A

Annual Percentage Rate/glossary#apr

B

Balance Transfer/glossary#balance-transfer

C

Charge-off/glossary#charge-off
Co-signer/glossary#co-signer
Collections/glossary#collections
Credit Limit/glossary#credit-limit
Credit Report/glossary#credit-report
Credit Score/glossary#credit-score
Credit Utilization Ratio/glossary#credit-utilization

D

Deferred Interest/glossary#deferred-interest

G

Grace Period/glossary#grace-period

H

Hard Inquiry/glossary#hard-inquiry

I

Installment Loan/glossary#installment-loan
Interest Rate/glossary#interest-rate
Intro APR/glossary#intro-apr

L

Late Payment Fee/glossary#late-payment-fee

M

Minimum Payment/glossary#minimum-payment

O

Origination Fee/glossary#origination-fee

P

Penalty APR/glossary#penalty-apr
Personal Loan/glossary#personal-loan
Prequalification/glossary#prequalification
Principal/glossary#principal

R

Refinancing/glossary#refinancing
Revolving Credit/glossary#revolving-credit

S

Secured Credit Card/glossary#secured-credit-card
Secured Loan/glossary#secured-loan
Soft Inquiry/glossary#soft-inquiry
Statement Balance/glossary#statement-balance

U

Underwriting/glossary#underwriting
Unsecured Loan/glossary#unsecured-loan

V

VantageScore/glossary#vantagescore
Variable APR/glossary#variable-apr

Z

Zero Percent APR/glossary#zero-percent-apr

Looking for something specific? The main glossary has a live search bar at the top — type a phrase like "APR" or "utilization" and it filters as you go.