Privacy & cookies

Last updated: June 12, 2026

What we collect

MrCreditNow is an editorial site. We do not collect names, email addresses, or financial data on this domain. The only data we collect is anonymous usage information from two analytics tools:

• Google Analytics 4 — page views, referrers, approximate location (country/region), device type, and aggregate engagement metrics. IP addresses are anonymized by Google.
• Microsoft Clarity — heatmaps and session recordings of how visitors scroll, click, and interact with pages. Recordings are masked: form inputs and text content are not captured by default. Clarity is used to improve page layout and navigation, not to identify individuals.

Where these tools run

Both tools run only on the live mrcreditnow.com domain in production. They are disabled in local development, preview builds, and staging environments. Microsoft Clarity additionally only loads after you accept the analytics notice shown at the bottom of the page on your first visit.

Affiliate disclosure

When you click an outbound link to IdentityIQ, WalletHub, Experian, or another partner, we may receive a referral fee. This does not affect our ratings or recommendations. Outbound affiliate links use standard tracking parameters provided by the partner.

Your choices

Your current Microsoft Clarity preference on this device: Not set

You can also block analytics globally using your browser's tracking protection, an ad blocker, or the Google Analytics opt-out add-on.

Cookies we set

• mcn.analytics-consent.v1 — your accept/decline choice for Microsoft Clarity. Stored in localStorage, never sent to a server.
• _ga, _ga_* — Google Analytics identifiers (only if your browser allows them).
• _clck, _clsk — Microsoft Clarity session identifiers, only set after you accept analytics.

Contact

Questions about this notice? Email hello@mrcreditnow.com.